Family Life Insurance

Has anyone told you how your FEGLI (Federal Employee Group Life Insurance) works? For example, do you know what happens to your coverage at retirement, or why your premium keeps increasing, or that children drop off at age 22? As important as life insurance is and can be to you and your family, it’s vital you understand how your FEGLI program works and how you could benefit from an individual plan.

Things to know about FEGLI

  • Your Basic Coverage can decease up to 75% at retirement
  • Price for Option B increases every 5 years but coverage can decrease 100% at retirement.
  • FEGLI is not a permanent life insurance plan
  • Costs increase every time you receive a salary increase
  • Coverage on children drop at age 22. (you must contact your agency to stop payment)
  • Spouse’s coverage can reduce to 0% if you elect the free option

United Benefits has Life Solution!

We offer permanent and term life insurance plans that will lock in premium, so you don’t have to worry about the price increasing as you get older. We have the ability to quote coverage with over 20 insurance carriers to guarantee you get best price. Individual life insurance plans can help you save money and provide peace of mind, knowing your loved ones are taken care of when you pass. We provide NAGE members additional life insurance programs designed specifically for them. These plans offer express and simplify issue enrollment and lock in your coverage amount and premium. The best advantage, there are no physicals or blood work require for approval.